Roth Contribution Limits 2024 Phase Out Over 55. The maximum amount you can contribute to a roth ira for 2025 and 2024 is $7,000 if you're younger than age 50. You can leave amounts in your roth ira as long as you live.
For 2024, the ira contribution limits are $7,000 for those under age 50 and $8,000 for those age 50 or older. Less than $230,000 if you are married filing jointly or a.